The announcement follows the publication of the annual statistical report on the cost and performance of EU retail investment products which found that retail investors pay 40% more than institutional investors.

The European Securities and Markets Authority (Esma) and the European Insurance and Occupational Pensions Authority (Eiopa) have elevated the cost of investment products as ‘a challenge for the whole market’ and a driver of ‘some of our supervisory work now’. According to Tim Shakesby (pictured) , principal expert on financial innovation at Eiopa, the findings of the report ‘indicate we should start a conversation about the due cost’ of investment products.

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