Investec Bank's FTSE100 Kick-Out Deposit Plan 29 (both the 0% commission and the standard versions) matured last month after just two years out of a possible term of five, paying out 7.2% and 5.75% pa respectively. To put things into perspective, the average five-year fixed-term bond available at the time of investment was 3.87% pa, a considerably less attractive figure. With the current average five-year fixed-term bond yield at 1.74% and the Bank of England (BoE) base rate still at reco