The industry’s proposal seeks a consistent internal standard to evaluate how much extra cost the structured product charges for additional features versus a simple zero-coupon bond.

The European Structured Investment Products Association (Eusipa) position paper on Value for Money published by the trade association earlier this month to set out its position on the negotiations on the EU Retail Investment Strategy (RIS) has identified diverging funding costs between issuers as one the main hurdles to make structured products from different issuers comparable. In a nutshell, the ambition is to determine which products are unlikely to have value for money when compared agains

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