The EU market on structured deposits is limited in size, concentrated in only a few Member States, and offers products with varying net returns.

Structured deposits do not exist in more than half of the 27 national markets in the EU and is segment of the financial market that remains very small at an aggregate level, with only €16.7 billion of structured deposits sold between 1 January and 30 September 2023, according to a report on structured deposits in the European Union (EU) released today (19 July) by the European Banking Authority (EBA). Across the EU, the total value of structured deposits sold in a given Member State range

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