The structured deposit business was first introduced onshore in 2002, followed by China Construction Bank (Shanghai Branch) debuting the country’s first batch of FX-focused structured deposits in August 2003.
The industry has grown steadily over the decade. And the turning point came around April 2018, when the financial regulators issued a landmark guideline on standardising financial institutions’ asset management businesses （《关于规范金融机构资产管理业务的指导意见, also known as《资管新规》). Structured notes or deposits at large can help clients to express a view of the market - Ying Wang While the structured deposits market has seen rapid growth starting from early 2018 it has retreated in the past
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