The US insurer’s first registered index-linked annuity (Rila), ForeStructured Growth, is linked to a variety of indices including the UBS Climate Aware Equity Index, ‘a pioneering climate-focused index’ in the US Rila market.

The annuity offers growth potential linked to the performance of index crediting strategies, up to a stated maximum, alongside interest crediting strategies designed to limit loss against the first 10% or 20% of potential losses for specified number of years. It was launched on 18 July. Americans are clearly concerned about the combined effects of rising inflation, increasing rates and market volatility on their retirement savings - Rob Arena A total of 24 index-linked crediting strategies,

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