The bank’s decision to leave Finland and Denmark has no impact on its structured products.

Handelsbanken has decided to cease its operations in Finland and Denmark, and the process for divesting these two operations has started. Together, Finland and Denmark account for 10% of the income, 13% of the costs, and eight percent of the operating profit within the group. The capital allocated to the operations in Finland and Denmark amounts to a total of approximately SEK15 billion (US$1.7 billion). We want to have a presence in those locations offering the best conditions for profitable

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