CNP Assurances’ private & wealth management arm is pitching Pergola 90, a new type of structure offered in France that marries security and return on savings.

Pergola 90 is a unit-linked product that aims to protect capital whilst providing market upside potential. In the context of low or negative interest rates that reduces the access and profitability of guaranteed euro funds, Pergola 90 is positioned as a secure vehicle in addition to traditional euro funds, according to François Guilgot ( below ), director at CNP Patrimoine. The product allows to complete the secure portion of savings invested in life insurance and capitalization contract

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