Israel’s top SP providers Bank Leumi and Bank Hapoalim have been giving preference to dollar-based investments.Bank Leumi changed the underlying of its two new tranches from the euro to the US dollar. According to the bank, “The increasing inflation rate in the US may cause a fast increase in the dollar interest rate to an even higher level than that of today.”
Five Year Callable Structured Dollar Deposit is a five-year dollar-based income product offering biannual coupons throughout the lifetime of the product. The product offers an annual coupon of 3.95%, 4.05%, 4.15%, 4.25% and 4.35%, respectively, paid every six months, and can be called at any of the semi-annual observation dates. Three-and-a-half year Dollar Deposit China Index also guarantees initial investment, offering 70% participation in the average rise of the FTSE/Xinhua China 25 Index throughout the investment term. This deposit includes a digital payoff type through which, if the final index price is equal to or lower than its initial level, no interest is paid out.
Five Year Callable Structured Dollar Deposit and Dollar Deposit China Index are available for investors until 17 and 18 June, respectively, for a minimum investment of $10,000.
Meanwhile, Bank Hapoalim is also marketing another product from its range of PAM Global Investments, which includes Barclays Bank as a third party. Hapoalim’s offering is also a US dollar-based investment linked to the performance of the S&P500 index using an altiplano option structure. USD S&P 500 Bull Note is a two-year growth and income investment offering 100% capital return plus a coupon equal to 100% of the underlying performance as long as a 16% protection barrier has not been reached at either of the two observation dates. If the barrier is touched, the product pays a 1.5% coupon. If the performance of the underlying is negative, no coupon is paid out.
USD S&P 500 Bull Note will be available to Israeli investors until 11 June for a minimum investment of $50,000.
Click here to view a product brochure for 5 year Callable Structured Dollar Deposit.
Click here to view a product brochure for Dollar Deposit China Index.
Click here to view a product brochure for USD S&P 500 Bull Note.