In this article we look at how calling the product at the right time can enhance the potential return.

In February 2019, a year before Covid-19, in a relatively stable low-interest rate environment IDAD launched its first Callable Deposit Plan into the UK retail market. This product has recently matured paying investors 62.44% over a six-year term with capital protection. This is the highest structured product deposit return for almost ten years. In general, we expect the issuer to call a product if it is economically beneficial to do so - Suzi Hampson, FVC The product was issued by Goldman