The increasing adoption of structured products by insurance providers is changing the US market landscape as well as helping to address legacy issues with the quality of retirement products.

Andrew Line (pictured) , senior structurer at Munich Re Markets and Jacob Armstrong, SVP, head of strategic insurance strategic distribution at Franklin Templeton discussed the recent popularity of registered index-linked annuities in the industry during the recent SRP Americas 2021 conference. According to Armstrong, an annuity is the Swiss army knife of financial planning in which much product innovation has occurred during the last few years. “If you just look at the licensing of prod