Indexed annuities to fall further until DoL rules are clarified, Limra
Over the past few years, the crediting methods and financial indices used in determining the growth in indexed annuities has blossomed, with most of the top indexed annuity companies now offering custom and/or unique indices. Many of the indices included a volatility management component or a dynamic asset allocation which typically provide the potential for greater upside potential, with most of them incorporating a spread or participation rate instead of a cap on growth.
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