Peaks is offering investors with no experience the chance to buy exchange-traded funds (ETFs) with their spare change. Peaks is an app that consumers can link to their debit card and allows transactions to be rounded upwards to the next euro, according to Sijbrand Tieleman ( pictured ), co-founder of the Dutch independent start-up, which was established with the help of Rabobank. "These roundups are put in an investment account," said Tieleman. "If you purchase something for €2.50 and you pay w

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